Explore two different approaches to precious-metal ownership:
professionally vaulted gold, silver, and Goldbacks through UPMA,
or digitally accessible allocated gold and silver through Kinesis Money.
Precious Metals Beyond Home Storage
Physical gold and silver can provide an alternative store of value,
but personally storing, securing, insuring, and transporting metals
is not the right arrangement for everyone.
UPMA and Kinesis offer different ways to hold precious metals while
retaining access to account services, transfers, exchanges, or
physical redemption under their respective terms.
Compare Your Options
UPMA
Vaulted Precious Metals
United Precious Metals Association
UPMA provides accounts for eligible U.S.-minted gold and silver
coins as well as Goldbacks. Members can acquire and hold metals
through professional vaulting arrangements and request available
account services or physical withdrawal.
UPMA may appeal to people who want:
Vaulted gold, silver, or Goldbacks
Access to eligible physical-metal withdrawals
Precious-metal account and transfer services
An alternative to personally storing every item
Vaulting fees, transaction limits, card fees, delivery charges,
and other terms may apply depending on the account and service used.
Kinesis provides digital currencies representing allocated
physical precious metals. KAU represents gold and KAG represents
silver, allowing users to access and manage their holdings through
an online platform.
Kinesis may appeal to people who want:
Digital access to allocated gold and silver
The ability to transfer or trade KAU and KAG
Online account access and platform services
Eligible physical-bullion redemption options
Account verification, platform availability, minimum redemption
amounts, transaction fees, and other terms may apply.
Begin with UPMA if your priority is an account centered on
vaulted coins and Goldbacks.
02
I Prefer Digital Access
Begin with Kinesis if your priority is digitally accessing,
sending, or trading allocated gold and silver.
03
I Want to Compare Both
Review both detailed pages before choosing. They serve different
purposes and do not have identical fees, access, or features.
Important Considerations
Neither option is the same as holding cash in a conventional checking
or savings account. Precious-metal values can rise or fall, and each
provider controls its own account requirements, fees, withdrawal
procedures, availability, and program terms.
Read the provider’s current agreements and disclosures before opening,
funding, transferring, or redeeming an account.
Explore Both Wealth-Storage Options
Visit each information page for a closer look at how the platforms
work, what they offer, and which approach may better fit your goals.
