Store Gold & Silver with UPMA
K2BX Wealth Storage
Store Gold, Silver & Goldbacks with UPMA
A modern way to acquire, professionally vault, manage, and access precious-metal currency through the United Precious Metals Association.
What Is UPMA?
The United Precious Metals Association, commonly called UPMA, is a cooperative that provides members with precious-metal accounts denominated in U.S.-minted gold and silver dollars or Goldbacks.
Rather than purchasing precious metals and finding your own storage, UPMA helps members acquire, vault, insure, manage, exchange, transfer, or request physical delivery of eligible holdings.
Precious-Metal Account Choices
GOLD ACCOUNT
U.S. Gold Dollars
Hold account value denominated in eligible U.S.-minted legal-tender gold coins, with professional vaulting and account access.
SILVER ACCOUNT
U.S. Silver Dollars
Build and manage holdings denominated in eligible U.S.-minted silver dollars without having to store every coin at home.
GOLDBACK ACCOUNT
Vaulted Goldbacks
Hold Goldbacks in a UPMA account and request available denominations for shipment when you are ready to take possession.
Why People Consider UPMA
Reduced Buy-and-Sell Friction
UPMA promotes a 0% buy/sell spread for ordinary member transactions, helping reduce the difference between the price paid and the price received when exchanging within the UPMA system.
Professional Vaulting
Eligible precious-metal holdings are stored through commercial vaulting and insurance arrangements, reducing the burden and security concerns of storing everything at home.
Flexible Account Access
Members can fund accounts, exchange eligible holdings, transfer value, request redemption, or arrange physical delivery subject to UPMA procedures, availability, and fees.
Optional Prepaid Visa Card
UPMA offers an optional reloadable prepaid Visa card that can be funded by converting value from eligible gold or silver holdings into spendable U.S. dollars.
A Simple Starting Process
Open an Account
Complete UPMA’s membership and identity-verification process.
Fund Your Account
Use an available funding method listed by UPMA.
Choose Your Metal
Allocate funds toward eligible gold, silver, or Goldbacks.
Manage Your Holdings
Hold, exchange, transfer, redeem, or request eligible physical metal.
Review Current Fees and Terms
UPMA publishes fees for vaulting, larger exchanges, debit-card access, wire transfers, certain outside-metal deposits, shipping, and other services. Fees and program terms may change, so review UPMA’s current information before opening or funding an account.
View UPMA’s Current Fee ScheduleExplore a UPMA Account
Use the K2BX referral link below to learn more and begin UPMA’s account-opening process.
Open a UPMA AccountDisclosure: K2 Bullion Exchange LLC may receive referral compensation or other benefits when an account is opened or qualifying activity occurs through links on this page. UPMA is an independent third-party cooperative and is not operated or controlled by K2BX. Precious metals can fluctuate in value. Fees, account features, eligibility requirements, availability, and program terms are determined by UPMA and may change. This page is provided for general educational purposes and does not constitute financial, investment, tax, or legal advice. Review current UPMA agreements, fees, procedures, and risks before opening or funding an account.